HOA Management in St. Augustine
HOA and condo management for St. Augustine, from inland master-planned HOAs to the barrier-island condos on Anastasia.
Serving St. Augustine, St. Johns County
St. Augustine isn't one association market, it's three, stacked on top of each other. Master-planned HOAs along the US-1 and World Golf Village corridors. Barrier-island condo associations on Anastasia Island, Crescent Beach, and Vilano. Small historic-district buildings downtown with Spanish-colonial foundations. Each one runs on different rules, and the same management playbook doesn't fit all three. This page walks through how we work here, including what our Murabella engagement actually looks like day to day.
Service area
~45 minutes south of our Jacksonville office via I-95.
Neighborhoods & communities we know in St. Augustine
ZIP codes served
Inside our work · Murabella
What managing a 959-home HOA + CDD in St. Augustine looks like
Homes
959
Structure
HOA + CDD
Location
World Golf Village area
Murabella is a master-planned HOA of 959 single-family homes in the World Golf Village corridor of St. Augustine, with a Community Development District sitting underneath it. Most residents don't distinguish between the two in day-to-day conversation, they call the manager when a streetlight is out regardless of which entity owns it. Our first job in a community this size is getting the governance lanes right, so when a homeowner asks about a fence repair or a pond bank, our front desk knows in five seconds whether it's HOA, CDD, or Jacksonville Electric.
The second job is scale. At 959 homes, the architectural review volume alone, repaints, roof replacements, fence swaps, pool installations, landscape changes, runs enough requests per month that the committee has to meet on a real cadence, not ad hoc. We built a standard submission template, a documented 21-day response SLA, and a violation log that keeps decisions consistent across 959 similarly-situated lots. That's the part boards at this scale usually don't get from a smaller management firm.
Third is the assessment and delinquency side. A community this large will always have some accounts in collections, and Florida's statutory process (notice of late assessment → lien → collections attorney) has to be followed to the letter or the association loses its lien position. We handle the full cycle, keep the attorney in the loop on timelines, and our delinquency admin fee is billed to the delinquent account, not spread across the paying owners as a budget line item.
The three St. Augustine markets, and what they actually need
Barrier-island condos on Anastasia Island, Crescent Beach, and Vilano Beach have a single dominant operational problem right now: insurance. Named-storm, wind, and flood premiums have doubled and sometimes tripled since 2022, and carriers are conditioning renewal on documented roof updates, shutter inspections, and structural condition. The work here is insurance broker selection, wind-mitigation paperwork, and building the real premium trend into the budget before the 30-day renewal window hits.
Older mid-rise condos built in the 1970s and 1980s are facing Florida's post-Surfside milestone inspection and Structural Integrity Reserve Study requirements at the same time their original concrete, roofs, and parking decks are aging out. These boards need a manager who can coordinate the licensed engineer engagement, sequence the resulting reserve-study reset, and run an owners' meeting where the funding choices (loan, special assessment, accelerated contributions) are explained in plain language instead of legal jargon.
Historic-district associations downtown, even small three-unit buildings, deal with something no other Florida city has in the same volume: the Historic Architectural Review Board (HARB). Exterior changes inside the preservation overlay need both ARC approval from the board and HARB sign-off from the City of St. Augustine. We build that second step into our ARC workflow so owners understand the timeline before they sign the contractor's deposit.
Featured Communities in St. Augustine
Here are some of the St. Augustine communities that trust Freedom. We manage HOAs and condo associations of every size here. See more communities in our portfolio.
Murabella
Questions we hear from St. Augustine boards
Do you manage master-planned HOAs with a CDD layer in St. Augustine?
Do you manage historic-district condos in downtown St. Augustine?
Our beach condo is facing concrete restoration and a SIRS reset. Can you run the process?
How much of a coastal condo's budget goes to insurance in 2026?
Ready for a better management partner in St. Augustine?
We'll review your current budget, reserves, and vendor contracts and send back a transparent proposal , no pressure, no hidden fees.